Questions to Ask Your Realtor
If you’re about to delve into the world of real estate, you will want to know the essential questions every homebuyer or seller should ask their Realtor.
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Brooke Bryant, REALTOR®
Brooke Bryant is licensed in North and South Carolina and has been helping clients buy and sell homes in and around the Charlotte area for the past 11 years. She has extensive experience selling distressed properties and working with buyers, sellers, and investors.
Brooke’s outgoing and friendly personality, combined with her in-depth knowledge of the Charlotte market, makes her the perfect real estate agent for anyone looking to buy or sell a home in the area. Whether you’re a first-time homebuyer, seasoned seller, or investor, Brooke is ready to help you every step of the way.
Free Credit Repair Guide
Credit repair is crucial when seeking a mortgage as it directly impacts your ability to qualify for favorable loan terms and interest rates. Lenders use your credit history and credit score as key factors in determining your creditworthiness and assessing the risk of lending to you.
- Review your credit reports: Start by obtaining copies of your credit reports from the major credit bureaus (Equifax, Experian, and TransUnion). Review them thoroughly to identify any errors, inaccuracies, or negative items that need addressing.
- Pay your bills on time: Consistently paying your bills on time is crucial for improving your credit score. Late payments can have a significant negative impact on your creditworthiness. Set up reminders or automatic payments to ensure you don’t miss any due dates.
- Reduce credit utilization: Aim to keep your credit card balances low, ideally below 30% of your available credit limit. High credit utilization can negatively affect your credit score. Consider paying down your balances or increasing your credit limits to achieve a lower utilization ratio. For example – if you have a $1,000 credit limit, keep your balance below $300.
Want to read the rest of the tips and get details on how to check and fix your credit? Get the free Credit Repair Guide below.
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